Our Services
Helping you grow, manage, and plan your wealth with confidence.
Clear, practical advice tailored to your goals - whether you're just getting started or planning for retirement.
Investment Strategy
Our core service. Build and manage your wealth with a strategy designed around your goals, timeframe, and risk level.
Comprehensive Financial Plan
Available on request. A full financial planning service, going beyond investment strategy to cover all key areas of your financial situation.
What you get:
Personalised investment recommendations including for KiwiSaver
General in nature advice on areas like cashflow or insurance, because we know your financial position doesn't exist in isolation.
Access to diversified managed funds & Discretionary Investment Management Services (DIMS)
Help with setup or switch of investments with ongoing support along the way
Fees: one-off fees for investment strategy service
A standard fee of $650 applies to an Investment Strategy.
This may increase to up to $1,500 depending on the complexity of your situation and the scope required for your strategy
Get a investment strategy
Fees: ongoing adviser fees for investment strategy service
Managed investment schemes (such as KiwiSaver and multi-asset class funds) - our ongoing adviser fee is 0.50% p.a. of funds under management.
Discretionary Investment Management Services (DIMS) - our ongoing adviser fee is 0.75% p.a. of funds under management.
Comprehensive Financial Plan
A full financial planning service, going beyond investment strategy to cover all key areas of your financial situation.
We offer this on request, for clients who want a complete plan rather than an investment-led one.
What you get:
A comprehensive plan covers:
Cashflow and budgeting - understanding your income, spending and saving capacity.
Debt management - structuring mortgages and other debt efficiently.
Investment strategy - risk profile, goals and portfolio construction, as above.
Retirement planning - KiwiSaver, NZ Superannuation, and retirement income adequacy.
Risk management and insurance - life, trauma, income protection and health cover.
Estate planning - wills, enduring powers of attorney, trusts and asset protection.
Tax planning - tax-efficient structures and arrangements.
Goal-based planning - saving towards specific goals such as a property purchase, education, or a business.
Get a comprehensive financial plan
Fees: one-off fees for Comprehensive Financial Planning Service
A flat one-off fee of $2,000, covering a full financial plan across all required areas of financial planning.
Fees: ongoing fees for Comprehensive Financial Planning Service
Managed investment schemes (such as KiwiSaver and multi-asset class funds) - our ongoing adviser fee is 0.50% p.a. of funds under management.
Discretionary Investment Management Services (DIMS) - our ongoing adviser fee is 0.75% p.a. of funds under management.
Frequently asked questions:
What process do you follow when providing financial advice
We follow the international recognized 6-step process of providing financial advice / planning services:
Establish and define the relationship with the client - we'll normally have a short initial discovery meeting to talk through your situation and establish your needs.
Collect the client's information - we gather client financial information & personal investor profiles via questionnaires.
Analyse and assess the clients financial situation - we analyse the information provided (current situation) against client stated goals to help create appropriate recommendations.
Develop & present recommendations to help achieve clients financial goals - using the previous analysis we create and present our recommendations - this takes the form of a formal advice document called the Statement of Advice (SoA).
Implement the recommendations - Once the recommendations have been presented we will also assist with the implementation i.e. set up of new investments or changes to existing ones.
Review the client's situation - We would arrange to review annually or bi-annually to see how things are progressing and whether changes might be needed (ongoing advice).
Why do you charge ongoing financial advice fees?
Our belief is that financial advice is most effective when utilised over a long period of time (ongoing advice) and our service reflects this approach. Having your investments overseen by us as your financial advisers means that you can seek further guidance from us whenever you need.
And it means over time we can ensure the investments remain appropriate for your needs, or make changes if needed. Ongoing financial advice means having the reassurance that you are heading in the right direction.
Ongoing fees are charged as a percentage of fund under management i.e. a small percent of your invested funds, much the same way that fund managers charge fund administration fees. The are normally deducted from your investment account by the fund manager and paid direct to the adviser, monthly.
Can you help with UK pension transfers?
We can also help with advice on and assistance with transfers of UK pensions to New Zealand QROPS (NZ Qualifying Recognised Overseas Pension Scheme).
We provide this service under the brand: Move My Pension. See our website and contact us via the webform for more information: https://www.movemypension.co.nz/
Want to know more about how we can help you plan for the future?
