Figure out the destination. Let's talk about where you want to get to
It's time to start feeling good about where you’re heading..
We’re a family run financial advice provider
guiding clients to make the most of their financial situation.
We provide financial guidance to our clients
answering questions like:
How do I grow my savings?
What is the best way to go about saving for retirement?
Is an investment property right for me?
Which of the KiwiSaver contribution rates
should I use?
How should we prepare for buying our first home?
Working together we'll help you..
A simple fee structure - So you know exactly what we charge, upfront, before you even contact us.
One-off flat fees for financial advice:
Depending on the service provided we may charge a flat one-off advice fee. This is to provide a formal recommendation based on your personal financial situation and goals:
Kiwisaver: $0 - we do not charge clients to provide Kiwisaver recommendations from the Kiwisaver providers we use.
Managed fund investments: $250 - We charge clients a one-off fee to provide a managed fund investment recommendation suitable to their goals.
Ongoing adviser fees:
We charge ongoing adviser fees to provide ongoing financial advice and support to our clients for the investments we recommend. These ongoing fees are deducted from your investments similar to the standard fund management fees you pay.
Think of it like tacking on a couple dollars to your gym membership to have a personal trainer financial adviser you can contact whenever you need, helping you get financially fit.
Ongoing adviser fee paid by client varies based on investment type and provider used:
Kiwisaver: client pays between 0% - 0.50% p.a. of funds under management.
Managed fund investments: client pays between 0.25% - 0.50% p.a. of funds under management.
Find out more:
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What is financial advice?
Financial advice is guidance provided to enhance one’s financial situation. It can be in-depth like providing a full financial plan, or it can be more concise like a recommendation regarding your KiwiSaver contribution rates.
It should always be based on your personal situation, risk profile, & goals.
We believe financial advice is most effective when utilised over a long period of time (ongoing advice) and our service reflects this approach.
What is financial planning?
Financial planning is taking a question like: “How much do I need to retire comfortably in NZ?” and then working backwards to create a plan for saving for retirement.
It is a holistic approach considering your:
financial assets (home, investment property, Kiwisaver, other investments & pensions)
income & expenses
financial & personal goals
The importance of financial goals
Setting financial (short, medium & long term) goals will give you direction for your future planning.
Some examples of long-term goals are:
That first home purchase
Saving for retirement
Buying an investment property
Feeling financially secure
Figuring out where you’d like to get to will help you better ascertain the path to get there. See Sorted.org article on Why money goals are important and how to set them: https://sorted.org.nz/guides/planning-and-budgeting/targets-to-shoot-for
Kiwisaver
Investments
Financial Planning
Start feeling good about where you’re heading.
