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It's time to start feeling good
about where you’re heading..

We’re a family run financial advice provider
guiding clients to make the most of their financial situation.

We provide financial guidance to our clients
answering questions like: 

Working together we'll help you..

A simple fee structure - So you know exactly what we charge, upfront, before you even contact us.

One-off flat fees for financial advice:

Depending on the service provided we may charge a flat one-off advice fee. This is to provide a formal recommendation based on your personal financial situation and goals:

  • Kiwisaver: $0 - we do not charge clients to provide Kiwisaver recommendations from the Kiwisaver providers we use. 

  • Managed fund investments:  $250 - We charge clients a one-off fee to provide a managed fund investment recommendation suitable to their goals.

Ongoing adviser fees: 

We charge ongoing adviser fees to provide ongoing financial advice and support to our clients for the investments we recommend. These ongoing fees are deducted from your investments similar to the standard fund management fees you pay.

Think of it like tacking on a couple dollars to your gym membership to have a personal trainer financial adviser you can contact whenever you need, helping you get financially fit.

Ongoing adviser fee paid by client varies based on investment type and provider used:

  • Kiwisaver: client pays between 0% - 0.50% p.a. of funds under management.

  • Managed fund investments: client pays between 0.25% - 0.50% p.a. of funds under management.

Find out more:

Check out:

What is financial advice?

Financial advice is guidance provided to enhance one’s financial situation. It can be in-depth like providing a full financial plan, or it can be more concise like a recommendation regarding your KiwiSaver contribution rates.

It should always be based on your personal situation, risk profile, & goals.

We believe financial advice is most effective when utilised over a long period of time (ongoing advice) and our service reflects this approach.

What is financial planning?

Financial planning is taking a question like: “How much do I need to retire comfortably in NZ?” and then working backwards to create a plan for saving for retirement.

It is a holistic approach considering your:

  • financial assets (home, investment property, Kiwisaver, other investments & pensions)

  • income & expenses

  • financial & personal goals

The importance of financial goals

Setting financial (short, medium & long term) goals will give you direction for your future planning.

Some examples of long-term goals are:

  • That first home purchase

  • Saving for retirement

  • Buying an investment property

  • Feeling financially secure

Figuring out where you’d like to get to will help you better ascertain the path to get there. See Sorted.org article on Why money goals are important and how to set them: https://sorted.org.nz/guides/planning-and-budgeting/targets-to-shoot-for

Kiwisaver

Investments

Financial Planning

Start feeling good about where you’re heading.

Investments
KiwiSaver
UK pension transfer
Saving for retirement
Financial Planning